Notes:
1. The insured person must be a Hong Kong citizen or ordinary resident in Hong Kong holding a valid HKID card, and with a permanent address.
2. You can apply for yourself and/or your family members in one application. Family members include you and your spouse, children, parents /in-law.
3. Guaranteed acceptance for all applicants except for those that are under the excluded occupations as defined, and Zurich reserves the right of final approval and decision.
4. This policy excludes any claims for loss as a result of the insured person engaging in duties for any non-clerical occupation or occupation with manual works such as principally involving the use of light or heavy machinery or engines, requiring high degree of physical exertion or working in an extra hazardous working environment.
Policy Document